This isn’t the time of year people like to think about their bills. But, this is 110% the time we all should be. Going even more in debt for Christmas is not what the holiday is about.
TwoKidsandaBudget.com has started a good series on debt repayment. I recommend reading Debt Repayment ~ Getting Started.
As you can see by the title, this is the start of the series. I’m looking forward to reading more in the following weeks. She does have more posts about how they have been paying off debt that you can read right now.
We have done cash only for Christmas for quite a few years now. Each year the holidays just get better knowing we won’t be paying off presents for months.